Credit Unions

Our anchor market: NCUA-regulated, member-owned, already outsourcing intelligence work.

Credit unions are our anchor market. They're NCUA-regulated, member-owned, and already outsource their intelligence work to CUSOs and third parties, which makes them the ideal first home for AI-native operations: the budget line and the vendor-swap pathway already exist (see The Outsourcing Wedge).

Active today: Frankenmuth CU, Superior CU, and the CU*Answers ecosystem. Their Runline catalog lives under Runlines · Credit Unions.

Buy vs Build

Own your data, rent the scale. Why building an AI org in-house is structurally hard, and when to partner.

Banks

Community and regional banks: the same back office under a different regulator.