Runline Overview
Governance-First
Compliance embedded in the architecture, not bolted on. Built for NCUA examination from day one.
Compliance is not a feature we add. It is the foundation we build on. Runline is built for NCUA examination from day one, and human oversight is enforced by the architecture, not by policy: the system cannot file a SAR or post a journal entry without a human approval on the record.
Built for the examiners
NCUAPart 748
BSA / AMLSAR-ready
GLBASafeguards
SOC 2audit-ready
Gated autonomy
A Runner keeps full capability, with mechanical checkpoints at the exact points where a mistake would be expensive or hard to reverse. Three tiers, never two:
- Allow: routine, auto-approved.
- Ask: needs a Pilot's approval, and can still execute once approved.
- Block: a hard stop, no approval path, surviving even elevated autonomy.
What NCUA requires, and how we answer it
| NCUA requirement | Runline's architecture response |
|---|---|
| Human oversight of AI decisions | Approval gates on every consequential action. No autonomous action on critical paths. |
| Immediate shutdown of AI systems | Derez, the kill-switch: sub-100ms, per-key and per-agent, behind 2FA. |
| Audit trail for AI-assisted work | Append-only, immutable, timestamped events. Examiner-ready export, 5-year retention. |
| Risk-management documentation | SOPs codified as Workstreams and Skills: versioned, auditable, examinable. |
| Vendor oversight | The Grid centralizes every AI vendor connection, with unique keys per vendor and per agent. |
| Member-data handling | Member data hashed in audit logs. No persistent member data in model context. |
The story, by who is asking
- BSA Officer / CCO: every AI action is logged immutably with timestamp, actor, and context. Your team reviews everything before it is filed, and the kill-switch is on your dashboard, not ours.
- CTO / CISO: each credit union's data lives in a dedicated instance. No shared infrastructure, no cross-tenant queries. Keys are unique per vendor and per agent, and all traffic flows through the Grid for full visibility.
- CEO / Board: built for NCUA examination from day one. Human oversight is enforced by architecture, not policy, and you can shut down any AI agent in under 100 milliseconds.
Canonical reference
- Compliance Posture: the full NCUA, SOC 2, and on-prem mapping
- NCUA AI Compliance Plan 2025
- Agent Safety Controls: gated autonomy in depth
- Tenant Isolation (ADR-013)